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Fact Sheet: Financial Aid for Sewer Connections and Septic System Replacement

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Financial Aid Information for Septic Repair/Replacement and Water/Sewer Connections

Financial aid may be available to homeowners who are repairing or replacing their household sewage treatment system or those connecting to water or sewer lines.



Hamilton County & Ohio EPA WPCLF Grant

Contact: (513) 946-7800.

  • This is a grant program based on family income.
  • Moneys may be used for sewage treatment system replacement and sewer connection costs for failing sewage treatment systems.
  • Hamilton County Public Health bids projects and selects contractor.
  • Payment issued directly to contractor after the installation is approved by Hamilton County Public Health.



Hamilton County Home Improvement Program (HIP)

Contact: (513) 946-4459.

  • This is a bank loan at an interest rate 3 percent below normal.
  • May be used for septic systems, water/sewer connections and many other home improvements.
  • No income restrictions for eligibility, but must meet bank’s credit requirements.
  • Can be used to correct code violations.



U.S. Department of Agriculture – Rural Development

Contact: (937) 393-1921.

  • This is a loan or grant program.
  • Grants are based on family income and applicants must be over 62 years of age.
  • Loans have no age restrictions, but may have income restrictions.
  • Moneys may be used for sewage treatment systems and sewer tap fees or other home repairs.
  • Areas covered under this program often vary. Contact the USDA Rural Development Office for eligibility and current coverage areas.
  • Payment will be issued after the installation is approved by Hamilton County Public Health.


People Working Cooperatively

Contact Production Support Department: (513) 351-7921.

  • Grant and loan programs are based on family income.
  • Money may be used for sewage treatment system repair/replacement and sanitary sewer repair/connection costs.
  • Some areas are not covered under this program.
  • Payment will be issued after the work is approved by Hamilton County Public Health.



For more information, please contact the Water Quality Division at (513) 946-7966

The provided information is believed to be accurate; however, program changes may occur. Feel free to contact 513-946-7966 with any questions.


Download a printable version of this fact sheet here.


250 William Howard Taft Road
2nd Floor, Cincinnati, OH 45219
Phone 513.946.7800 Fax 513.946.7890